ABOUT VERDARA

Retirement Reclaimed

Verdara’s Mission

We exist to fix what is broken and to restore trust in a system that should always have your back. Everything we do—from fee reduction to guaranteed income options—is aligned with long-term participant outcomes and immediate operator relief.

Because for those who care for our communities, retirement shouldn’t be a product. It should be a promise.

Verdara is a public benefit corporation built to reduce costs, eliminate complexity, and restore the promise of financial security from America’s broken retirement system.

Verdara was co-developed with Equable, a non-profit focused on sustainable, public retirement solutions.

Verdara’s Leadership

Anthony Randazzo
Chief Executive Officer

Anthony Randazzo is Verdara's Chief Executive Officer. He is a nationally-recognized retirement policy expert providing strategic direction and support to Verdara’s accomplished team. Prior to founding Verdara, Anthony founded Equable Institute, a national retirement policy non-profit, and served as the managing director of the Pension Integrity Project. Across all his work, Anthony works with stakeholders around the country to build collaborative approaches to complex political and financial problems. He graduated from NYU with a multidisciplinary M.A. in behavioral political economy.

Kathy Leedy
Chief Financial Officer

Kathy Leedy is Verdara’s Chief Financial Officer, where she oversees all matters related to the financial health of the organization. She is a financial strategist with over 20 years of experience helping start-up companies develop and maintain financial health and stability. Kathy has built companies from the ground up and delivered measurable results and profitability, with a focus on high-level financial execution, management, growth, and team development. Currently, Kathy also serves as the Chief Financial Officer of Equable Institute.

Rob Culberson
Chief Experience Officer

Rob Culberson is the Chief Experience Officer at Verdara, where he is focused on delivering strategic plan governance, fiduciary oversight, and investment expertise. He is a seasoned retirement plan professional with industry experience spanning from frontline participant education to executive-level plan design and investment consulting. He has extensive experience helping organizations build and manage effective retirement programs that support both employers and participants. In recognition of his leadership in the industry, Rob was named one of NAPA's Top 100 Retirement Plan Advisors Under 40 in 2025.

Albert Swantner
Chief Technology Officer

Albert Swantner is the CTO of Verdara, where he is building modern retirement solutions focused on expanding access and improving financial outcomes for employers and employees. Prior to joining Verdara, Albert co-founded SaveDay, a digital 401(k) platform that helped small businesses offer retirement plans, where he led product and technology development as SaveDay scaled. Earlier in his career, he was Co-Founder and CTO of Mobile Tech RX. He holds both a Bachelor’s and Master’s degree in Mechanical Engineering from the University of Texas at Austin.

Judy Racz
Chief Operating Officer

Judy Racz is a serial entrepreneur and Chief Operating Officer at Verdara, with extensive experience across financial services, fintech, and operations. She has held senior leadership roles including Chief Growth Officer at Saveday and Director of Retirement Product at Stax.ai, building a track record of driving growth and scaling high-performing teams. Judy holds an MBA from Rollins College and a BA in Mathematics from Fordham University.

Cynthia Aragon
Chief Compliance Officer

Cynthia Aragon is the Chief Compliance Officer at Verdara. She brings over 20 years of experience in building and maintaining compliance programs at Broker/Dealers, Investment Advisors, Mutual Funds, Private Equity Funds, Fund of Funds, and Commodity Pools. Throughout her career she has overseen numerous regulatory examinations with FINRA, the SEC, NFA, and the CFTC, and has served on a FINRA advisory committee. Cynthia received a B.A. from NYU and a JD from Fordham Law. She has been a member of the New York Bar since 1997 and the California Bar since 2011.

Sales & Partnerships

Luke Smith
Chief of Partnerships

Luke Smith is Verdara's Chief of Partnerships, where he's helping reimagine retirement solutions for mission-driven professionals. Luke has spent over 20 years working at the intersection of sales, marketing, and growth. His background spans SaaS, go-to-market strategy, and strategic partnerships, and he's consistently drawn to work where fintech and regulatory complexity meet real-world impact.

Daniel Carlson
Managing Director, Retirement Solutions

Daniel Carlson helps nonprofit organizations understand, review, and enhance their retirement plans, specializing in 401(k) and 403(b) plans for mission-driven employers. With over a decade in the retirement industry, starting as a financial advisor in 2012, he worked with retirement plan clients and personal wealth management clients before joining Verdara as Managing Director of Retirement Solutions, where he focuses exclusively on serving the nonprofit sector.

Daniel holds a degree from Lakeland University, along with FINRA Series 6, 7, 63, and 65 licenses and a Certified Plan Fiduciary Advisor (CPFA) designation. Outside of work, he enjoys Peloton and spending time with his kids.

Casely Doryumu
Managing Director, Retirement Solutions

Casely Doryumu helps clients understand, review, and enhance their employee benefits programs, specializing in 401(k), 403(b), 457, Profit Sharing, Defined Benefit/Cash Balance, and NQDC plans. With over 15 years in retirement, he has helped Financial Advisors and hundreds of plan sponsors select the right plan type and platform to meet their retirement goals.

Casely holds a BA in Economics from Haverford College and an MBA from Columbia University, along with FINRA Series 6, 7, 63, and 65 licenses and life & health insurance licensure. Outside of work, he coaches his children's sports teams and is a member of Impact Capital Forum, supporting sustainable economic development and impact investing.

The Board

Jodan Ledford
Board Chair

Jodan Ledford brings deep retirement industry expertise and technology innovation leadership. He previously served as CEO of Smart USA and Chief Client Officer of Legal & General Investment Management America. His career spans the full retirement ecosystem, adding financial structuring expertise from his time at J.P. Morgan's investment banking division.
Notable Associations: Managing Director and Head of Institutional at Thornburg Investment Management.

Josh McGee
Board Secretary

Josh McGee is an economist and nationally recognized expert on retirement policy, benefit design, and long-term plan sustainability. He has provided testimony and technical assistance in more than 50 jurisdictions, helping policymakers strengthen retirement systems.
Notable Associations: Associate Professor at the University of Arkansas; Director at MDRC; Director and Advisory Board Member at EdFund; Director and Board Chair at Equable Institute; Former Chairman of the Texas State Pension Review Board.

Carlos Garcia

Carlos Garcia brings deep fintech expertise and entrepreneurial leadership focused on making financial services more accessible. As a founder of multiple financial technology firms, his passion for financial accessibility aligns directly with retirement security challenges for underserved communities.
Notable Associations: Founder and CEO of Finhabits; Board Member of DGI Investment Trust (Oriental Bank, Puerto Rico).

Deborah Rubin

Deb Rubin brings over 30 years of financial services leadership with deep expertise in retirement plan administration and pooled plan growth. As former Senior Vice President of TPA Services and Pooled Plans at Transamerica, she led high-performing teams while driving strategic initiatives.
Notable Associations: Founder of Deb Rubin Coaching and Impacting Outcomes Consulting; Board Member of Women in Pensions Network.

Gregory Dyson

Gregory Dyson brings extensive retirement services leadership and operational expertise. He champions economic justice and wealth building for underserved communities, stemming from his 15 years of leadership at ICMA Retirement Corporation (now MissionSquare) and other mission-driven organizations.
Notable Associations: Chief Operating Officer at National Community Reinvestment Coalition; Director of the AARP Foundation Board of Directors; Trustee at Ohio Wesleyan University.

Lois Scott

Lois Scott brings exceptional financial leadership and governance expertise developed through senior executive roles spanning corporate, municipal, and entrepreneurial ventures. She is the former CFO of the City of Chicago and has served on the boards of major public pension funds.
Notable Associations: Chair of the Board of Directors for GreenGas USA; Independent Director at Federal Home Loan Bank of Chicago and Enwave Energy Corporation; Corporate Director at KBRA; Co-Founder of The 51 Fund; Director and Treasurer for Equable Institute.

Nina Rees

Nina Rees brings extensive leadership experience in education policy and organizational growth. As the former president and CEO of the National Alliance for Public Charter Schools, she demonstrated exceptional ability to scale operations and drive systemic change.
Notable Associations: Senior Fellow at the George W. Bush Presidential Center; Member of the Aspen Global Leadership Network; Advisory Board Member at Harvard University JFK School of Government.

Pete Constant

Pete Constant brings extensive experience in retirement security and pension plan governance alongside his diverse background in public policy, education, and civic leadership. He has served as CEO of the Retirement Security Initiative and as a trustee for major municipal retirement plans.
Notable Associations: Department Chair of Public Policy at Jessup University; School Board Trustee for the Roseville Joint Union High School District; Director and Secretary for Equable Institute.

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